Business Property Liability Insurance

Business Property Liability Insurance is set to cover you in the event that there is an accident on your property that causes bodily injury or even death to a member of the public.

Your property is the foundation of your business. From the tools you use, to the stock you sell, to the sign over the door, you’d have a tough time doing business if your property were damaged or destroyed. Business property liability is rarely sold on its own and is usually an additional benefit to a buildings insurance policy. Make sure you're covered.

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Business Property Liability Protection

Protecting your business property goes beyond just the building. Business property insurance also covers your contents like:

• Equipment
• Machinery
• Inventory

If you are a business owner, you have certain other responsibilities to the public in general. For example, if you own a business and someone comes into your premises to purchase something and is injured on your premises that person would be considered a business invitee. The duty owed to a business invitee is of the highest responsibility. The reason for this is, if you operate a business and a welcomed customer comes into your business, you have an absolute obligation to make sure your premises is free of defects and is safe for the public as a whole. If there are any defects on your property you not only have an absolute duty to warn the public of the defect but you also have a duty to repair any dangerous conditions which exist on your premises.

Your Business is Unique

That’s why Gillman Insurance offers customized property insurance programs to cover the specific risks that may impact your business.

Do you own a…

• Retail or Service Business
• Restaurant
• Office
• Contracting / Contractor Business
• Auto Service Shop
• Other Specialized Business