Personal Insurance

Gillman Insurance has been in business for many years and we have learned what it takes to make insurance work for our customers. We listen!

Our number one priority is to help you protect your family and your hard-earned assets by providing you with personal insurance coverage that is tailored to meet your specific needs. By representing many insurance companies, we will be able to find the right company and product for you.

Let us help you protect your family, your health, your home, your cars, and your valuables.

Auto Insurance

The typical automobile insurance policy consists of several different types of coverages. Your policy premium will depend on the types and amounts of coverages you choose. Available coverages include: General Liability, Medical Payments, Collision, Comprehensive, Under-Insured Motorist (UIM) and Uninsured Motorist (UM) and other Add-Ons/ Endorsements. Learn More.

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Boats & Personal Watercraft

The ownership of boats, yachts and personal watercraft such as jet skis create exposure to financial loss. Examples of potential losses include collision with a boat or dock, hitting a swimmer, theft from your home or damage while the boat is being trailered. Protection from these exposures is available in a variety of ways, from coverages added to a homeowner policy to boat or yacht insurance policies.

Typical insurance needs for boatowners include protection for the boat, motor, trailer and equipment as well as watercraft liability, medical expense and uninsured boaters coverage.

Owners of yachts or larger pleasure boats can purchase a yacht policy that provides hull insurance, trailer insurance, and liability that includes protection from bodily injury and property damage liability and coverage for longshoremen's or harbor workers' compensation insurance for employees.

Flood / Earthquake

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be separately obtained.

FEMA's maps are important when it comes to flood insurance. If they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.

Homeowners Insurance

A house is probably the most expensive purchase you will ever make. Homeowner's insurance is therefore essential to protect this investment against the possibility of a financial disaster caused by damage, theft or liability.

Your home consists of more than just your house. A home includes the pool in your backyard, the tools in your garage and the wedding ring on your finger. Most importantly, it also includes your family, their happiness and safety. Homeowners insurance allows you to protect every part of your home giving you a greater sense of security, knowing that you'll always have a warm roof over your head. Learn More.

Homeowners Insurance Quote Form

Life / Health / Disability Insurance

Life insurance is a unique asset which is a valuable addition to your overall estate due to its potentially high yield and tax-favored benefits.

The rule of thumb is that if you are young and single and have no one else depending on your income, then you probably don't need it. If you are married without children and both of you are working, then you probably need only a limited amount to cover expenses associated with your untimely death. But if there are family members who depend upon your income, then life insurance will be a very important component of your financial planning needs.

Why do you need disability insurance? Most people don't realize that their most important and valuable asset is not their house or their investment portfolio. For most people who are still in their working years, the most valuable and important asset from a purely financial standpoint is their ability to generate income. As such, it goes to reason that for most people disability insurance is the most critical type of coverage.

Life Insurance Quote Form

Motorcycles

We offer a rate for nearly every rider and every cycle (which include ATVs). We offer a range of coverages -- from liability to comprehensive to uninsured motorist -- and can quote a rate for every risk.

Personal Umbrella

In today's litigation-filled society, you don't have to be wealthy to need more protection than your existing auto and homeowners policies provide. In fact, if you want to protect the assets belonging to you and your family, extra coverage is not just a luxury; it's a necessity.

Personal Umbrella Liability Insurance can provide coverage in case a large lawsuit award goes beyond the limit of one of your primary personal insurance coverages. Umbrella liability overlaps your current home, auto and other personal liability, so if the primary coverage runs out, you have additional coverage. An umbrella can also cover other personal exposures like rental dwellings, secondary homes, boats and personal property.

Renters/Condo

Even if you rent, a minor mishap can result in a loss of personal property or a lawsuit. When it comes to your clothing, jewelry, furniture, TV, golf clubs and other personal belongings, renting an apartment or house is no different than owning a home. You could still face the cost of repairing or replacing these items because of fire, theft, wind and other hazards.

The Condominium owners policy covers only the personal property of the insured. There is no insurance on the building because the Condo association carries this coverage on a master policy for all property owned in common by the owners of the units.

Renters Insurance Quote

RVs & Motorhomes

Whether you are purchasing or renting a motorhome, motor trailer or RV, Gillman Insurance Group can help.

Valuable Items

Are you looking for extra protection for your valued possessions? Additional coverage can be extended from your current homeowner policy. The companies we represent can give you all risk coverage for furs, jewelry, cameras, sports equipment, musical instruments, fine arts, boats, ATVs and many more items.