Frequently Asked Fridays - If a pipe bursts in my yard, am I covered?
Posted: February 8, 2019
Frequently Asked Fridays - If a pipe bursts in my yard, am I covered?Many homeowner's do not realize if a pipe bursts in their yard it's their responsibility. Under homeowners insurance, any pipe damage within the home is, of course, covered. If any pipe damage happens in the street in front of your home, that is the city's responsibility. But what about the space between your curb and your home? If a pipe bursts inside your yard and...
Frequently Asked Fridays - Does Homeowners Insurance Cover Dog Bites?
Posted: February 1, 2019
Frequently Asked Fridays - Does Homeowners Insurance Cover Dog Bites?We can all agree that love for our furry friends knows no bounds. But, in the event of a dog bite, whether it's between your dog and another dog or your dog and a human, you could have a lawsuit on your hands. Say what?! The good thing is: Most of what your dog does is actually covered by your homeowners insurance. This comes in...
Will Workers’ Comp Cover Employee Negligence?
Posted: January 31, 2019
Will Workers’ Comp Cover Employee Negligence?Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....
Frequently Asked Fridays - Do I Have A Grace Period For Homeowner's Insurance Payments?
Posted: January 25, 2019
Frequently Asked Fridays - Do I Have A Grace Period For Homeowner's Insurance Payments?We started #FrequentlyAskedFridays because a majority of people buy insurance based on blind trust. The goal of this series is to shed light on the most frequently asked insurance questions to keep you more informed. How late is too late when paying homeowners insurance? While health and life insurance policies may be required by state law to give you a grace period for payments, property...
Frequently Asked Fridays - What Is Gap Insurance?
Posted: January 18, 2019
Frequently Asked Fridays - What Is Gap Insurance?What is gap insurance and why do I need it? Gap insurance can be added to any car insurance policy and protects car owners against losses that can arise when the amount of compensation received from a total loss does not fully cover the amount the insured owes on the vehicle's financing or lease agreement. These endorsements provide coverage limits in excess of the actual...
