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Who Needs Hired and Non-Owned Auto Insurance?

What is Non-Owned and Hired Auto insurance? As is implied by its name, it covers bodily injury and property damage caused by a vehicle you hire or caused by non-owned vehicles. Hired vehicles refer to vehicles you rent or hire and non-owned vehicles refer to vehicles owned by others, including employees. This insurance is a very good option for business owners because they almost always...

Umbrella Insurance: Is It Worth It?

Umbrella insurance is coverage that should be strongly considered by every candidate who is able. A lot of people may think it is not necessary because they feel like the chances they have to make a claim is slim. However, if you get in a situation where someone sues you, and you don't have umbrella insurance you can be in big trouble. No matter how...

Are Leased Vehicles More Expensive to Insure?

So you decide it's time to get a new car. A big question you may ask yourself is should I buy or lease? There are many different factors to look at when making this decision, but one thing you might wonder is what effect buying versus leasing has on car insurance. The real answer is that it depends. Technically, leasing a car requires higher insurance,...

Uber Launches New Insurance System

Uber has become a very popular way to get from place A to place B in recent times. Its simplicity and convenience make it very appealing to many people. However, one issue that is commonly brought up is on the topic of insurance. The problem is that many drivers are underinsured, and their personal coverage does not continue when they are on the clock. A new...

Does Your State Accept Digital Proof of Insurance?

  Digital Proof Of Georgia Auto Insurance? Is It Acceptable? Modern technology, specifically smartphones, have made life a lot easier for many people. The smartphone's use has now stretched to providing proof of car insurance. The number of states that allow electronic proof of car insurance now sits at 39 after the recent addition of West Virginia. That leaves only 11 states left that prefer...