Frequently Asked Fridays – What Is Gap Insurance?

What is gap insurance and why do I need it? Gap insurance can be added to any car insurance policy and protects car owners against losses that can arise when the amount of compensation received from a total loss does not fully cover the amount the insured owes on the vehicle's financing or lease agreement. These endorsements provide coverage limits in excess of the actual... Read Article

What The ‘Hands Free Georgia Act’ Means For GA Drivers

On May 2nd, 2018, Georgia Governor Nathan Deal signed into law the “Hands Free Georgia Act”. The law takes effect July 1st, 2018 and will require the use of hands free technology for mobile electronic devices while driving. A wireless device includes phones, personal digital assistant, laptops, tablets, GPS receivers or any similar portable devices to send/receive data or communications.  A driver may not: Hold or support any... Read Article

What You Need To Know About Georgia’s Distracted Driving Bill

Is it illegal to use snapchat while driving in the state of Georgia? The answer may be yes. via GIPHY On March 29th, the Georgia General Assembly approved House Bill 673. If this bill gets signed by Governor Nathan Deal, the law will go into effect July 1, 2018. So here's what you need to know: What Will Be Prohibited? Holding or supporting, with any... Read Article

The 7 Reasons Why Auto Insurance Is Costing You More Money $$

Have you seen a price increase in your auto premium? Here are the seven main factors to consider before hitting the road! Technology Usage:At any given moment across America, approx. 660,000 drivers are using cell phones or manipulating electronic devices while driving. Distracted DrivingEvery day there are 9 deaths and more than 1,000 injuries due to distracted driving - that's over 3,000 deaths and almost... Read Article

What’s in a Vehicle History Report and Why You Need It

What's in a vehicle history report? When buying a used car, it's important to review the vehicle history report. There's no better way to find out where a car has been and what it's been through. Still, you need to know what you're looking for. Here's how you can use the vehicle identification number (VIN) to avoid buying a lemon. What is a VIN? A... Read Article