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Will your Car Wake you up?

Claes Tingvall, head of highway safety department in Sweden (land of Volvo, the brand leader of ‘vehicle safety’), the auto industry is on the cusp of a safety revolution. Since the invention of the seatbelt in the 1960’s, auto companies (and Car Insurance experts like us!) have embraced new developments to reduce risks behind the wheel. Over the years, Volvo, Saab, Nissan and Mercedes-Benz have been working toward...

Who Needs Hired and Non-Owned Auto Insurance?

What is Non-Owned and Hired Auto insurance? As is implied by its name, it covers bodily injury and property damage caused by a vehicle you hire or caused by non-owned vehicles. Hired vehicles refer to vehicles you rent or hire and non-owned vehicles refer to vehicles owned by others, including employees. This insurance is a very good option for business owners because they almost always...

Dog Bites: Are They Covered By Homeowners Insurance?

"What would happen if my pet bit someone?" or "What would happen if I got bit by someone else's pet?" may be questions that have crossed your mind a few times. In the way of insurance the answer is that animal bites may or may not be covered. A lot of homeowners insurance will cover liability arising out of dog bites that occur on the owner's property. A lot...

Are Leased Vehicles More Expensive to Insure?

So you decide it's time to get a new car. A big question you may ask yourself is should I buy or lease? There are many different factors to look at when making this decision, but one thing you might wonder is what effect buying versus leasing has on car insurance. The real answer is that it depends. Technically, leasing a car requires higher insurance,...

Uber Launches New Insurance System

Uber has become a very popular way to get from place A to place B in recent times. Its simplicity and convenience make it very appealing to many people. However, one issue that is commonly brought up is on the topic of insurance. The problem is that many drivers are underinsured, and their personal coverage does not continue when they are on the clock. A new...