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Homeowners Insurance Pitfalls: Day 2 - Will Your Jewelry be Replaced?

Every basic home insurance policy comes with some personal property coverage, but your average homeowners policy will not cover every type of property and often limits the amount it will pay out for certain types of losses. Cindy Koegel, a Gillman insurance Problem Solver, sees this commonly create issues with fine jewelry that is lost or stolen. “In the event of a loss, say your...

Free Ways to Prepare Your Home for Potential Disaster

The Insurance Information Network of California suggests five expense-free steps that will help you protect your home. Of course, we are passing these tips your way because these steps apply to any homeowner in the United States. “In today’s economy, everyone has to make some tough cuts,” said Candysse Miller, IINC executive director, in a statement. “But you don’t have to spend a fortune—or in some cases, anything—to help...

Home Insurance Rates: 5 Things That Will Impact Your Premium in GA

Alpharetta Homeowner Insurance Presents:  Home Insurance Rates: 5 Things That Will Impact Your Premium in Georgia   Have you ever wondered what insurers look at when calculating your homeowners insurance rate? The obvious thing that comes to mind is your house's value. But there are other factors that contribute to the rates as well. Here is a list of five: Home's Age and Type of Construction...

2015's Top 10 Home Design Trends

Wondering what home trends are big in 2015? Here's a list of what top interior designs are loving this year! Big, Comfy Sectionals Everyone wants a big, comfy sofa to plop down on after a long day! The Deep Blue Blue has always given off a calming effect, so who wouldn't want it in their house? Old Table, Modern Seats Combining these two different styles...

Dog Bites: Are They Covered By Homeowners Insurance?

"What would happen if my pet bit someone?" or "What would happen if I got bit by someone else's pet?" may be questions that have crossed your mind a few times. In the way of insurance the answer is that animal bites may or may not be covered. A lot of homeowners insurance will cover liability arising out of dog bites that occur on the owner's property. A lot...