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Gone Phishing: Four Ways to Stay Off the Hook

Cyberattacks on large corporations often make frontpage news – like the one that hit LinkedIn in June 2021, posting more than 90% of its user accounts on a dark web forum and putting their data up for sale. But you don’t have to be the world’s largest online network for professionals or a Fortune 500 company to be at risk of cyberattacks. According to cybersecurity...

How Should I Budget for Business Insurance?

Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....

How To Control Workers' Compensation Costs

Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...

Prepare for Impact: How Inflation Could Affect Your Commercial Insurance Policies

According to the Bureau of Labor Statistics, June 2022 marked the highest year-over-year inflation hike in over 40 years – and there doesn’t appear to be any relief in sight. As it continues to climb, inflation has impacted virtually every industry under the sun – and insurance is included among them. What has not changed is the commitment of Gillman Insurance to serve as your...