5 Types of Car Insurance Explained
Posted: March 16, 2023
5 Types of Car Insurance ExplainedCar insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...
If You Don't Have a Plan For Retirement, You Should.
Posted: March 13, 2023
If You Don't Have a Plan For Retirement, You Should.Your retirement years may seem far off, but planning for retirement should start early in your working career – your retirement years could be decades, hopefully. With a healthy retirement plan, you will have the resources to live a comfortable lifestyle. You are likely eligible for Social Security benefits, but those benefits average only about $1,200 a month, certainly not enough to cover all expenses....
How Promoting Workplace Safety can Save You Money
Posted: March 4, 2023
How Promoting Workplace Safety can Save You MoneyNo business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...
commercial auto insurance rates keep going up due to outrageous jury awards and inflation
Posted: March 3, 2023
According to Business Insurance magazine the commercial auto insurance sector has been fighting a decade-long, uphill battle — achieving underwriting profitability only once in the past 10 years despite consistent rate hikes — and pressures on buyers and insurers show little sign of waning. Rising repair and replacement costs have led to higher physical damage claims, but sources say liability losses, driven in large part...
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...