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Here are the Advantages to Having a Health Savings Account

Many employers today are offering high-deductible health insurance plans along with health savings accounts (HSAs). The downside is the high deductible – the amount you must pay out-of-pocket for covered medical expenses before your health plan kicks in. Nevertheless, HSAs have a number of benefits for employees. How Does a Health Savings Account Work? An HSA is a medical savings account that is only available...

Stop Getting Hacked! Follow These Tips Instead

  We can always expect that criminals will be looking for easy targets—and the internet is no exception! Back in the 90’s when it was first taking shape, the web didn’t have a lot of oversight or regulation. Shady characters got a hefty jump-start and have kept on going since, finding what they can get away with to be quite profitable. Many of us have...

What Are Insurance Premiums, Insurance Deductibles and Policy Limits? Our Experts Explain

Welcome to the right place to learn everything you need to know about insurance premiums, insurance deductibles and limits! Let’s get right to it. What is an insurance premium? Your insurance premium is what you pay monthly, quarterly, semi-annually or annually, depending on the billing option you selected, for your insurance policy. People sometimes call this their “rate.” If you shop for insurance online and...