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The Top 4 Reasons to Consider Business Interruption Insurance

Business interruption insurance is a specialized form of protection for business owners. In the event that your business is shuttered due to sustaining damage from fire or a natural disaster, this type of insurance could save you from suffering a financial disaster. Depending on the policy, the cost associated with moving to another location, payroll, taxes, loan payments and operating costs can be paid through...

How Promoting Workplace Safety can Save You Money

No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...

General Liability, Professional Liability, and BOP: Which One Is Right for You?

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...

Should I Insure My Home Based Business?

A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...

3 Factors Affecting Commercial Insurance Clients in 2023

  A new year is an opportunity for business leaders to reflect on the past 12 months, set new goals and improve their operations. As independent agents, it's also a time to evaluate the trends and emerging risks that could affect our customers in the year ahead. In 2022, independent agents placed nearly 88% of all commercial lines written premium, according to the Big “I"...