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How To Control Workers' Compensation Costs

Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...

Prepare for Impact: How Inflation Could Affect Your Commercial Insurance Policies

According to the Bureau of Labor Statistics, June 2022 marked the highest year-over-year inflation hike in over 40 years – and there doesn’t appear to be any relief in sight. As it continues to climb, inflation has impacted virtually every industry under the sun – and insurance is included among them. What has not changed is the commitment of Gillman Insurance to serve as your...

Commercial Insurance: Protection Against Lawsuits

If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...

Commercial Auto Insurance: What Is The Best Coverage?

Your company has specific needs for commercial auto insurance coverage. How much coverage should you have in place for liability, comprehensive coverage, collision coverage, and medical payments? Your company may rent certain vehicles from time to time, or you may have employees who use their personal cars or trucks for company business. Regardless of the type of coverage, you need to protect yourself and your...

5 Medical Malpractice Insurance Myths

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...