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Frequently Asked Fridays: What To Do In The Event Of A Car Accident

What do you do in event of an accident? Believe it or not, we get asked this question VERY often. Typically, it's because many drivers spend years without getting into any accidents or fender benders so they forget the necessary steps. #FrequentlyAskedFridays     Here's a 5-step guide to refresh your memory: MOVE TO SAFE AREA Stop your car and move to a safe area...

How Your Relationship Status Can Affect Your Insurance

Original Article provided by our trusted carrier, The Hartford. How Your Relationship Status Can Affect Your Insurance Your particular insurance needs depend, in part, on who you live with and your relationship to them. As such, most changes to your relationship status will warrant an insurance policy update. If you don’t update that information, your insurance company may have incomplete information about who’s sharing your home or your car, and you may...

Frequently Asked Fridays - If a pipe bursts in my yard, am I covered?

Many homeowner's do not realize if a pipe bursts in their yard it's their responsibility. Under homeowners insurance, any pipe damage within the home is, of course, covered. If any pipe damage happens in the street in front of your home, that is the city's responsibility. But what about the space between your curb and your home? If a pipe bursts inside your yard and...

Frequently Asked Fridays - Does Homeowners Insurance Cover Dog Bites?

We can all agree that love for our furry friends knows no bounds. But, in the event of a dog bite, whether it's between your dog and another dog or your dog and a human, you could have a lawsuit on your hands. Say what?! The good thing is: Most of what your dog does is actually covered by your homeowners insurance. This comes in...

Frequently Asked Fridays - Do I Have A Grace Period For Homeowner's Insurance Payments?

We started #FrequentlyAskedFridays because a majority of people buy insurance based on blind trust. The goal of this series is to shed light on the most frequently asked insurance questions to keep you more informed. How late is too late when paying homeowners insurance? While health and life insurance policies may be required by state law to give you a grace period for payments, property...