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Frequently Asked Fridays - Does Homeowners Insurance Cover Dog Bites?

We can all agree that love for our furry friends knows no bounds. But, in the event of a dog bite, whether it's between your dog and another dog or your dog and a human, you could have a lawsuit on your hands. Say what?! The good thing is: Most of what your dog does is actually covered by your homeowners insurance. This comes in...

Frequently Asked Fridays - Do I Have A Grace Period For Homeowner's Insurance Payments?

We started #FrequentlyAskedFridays because a majority of people buy insurance based on blind trust. The goal of this series is to shed light on the most frequently asked insurance questions to keep you more informed. How late is too late when paying homeowners insurance? While health and life insurance policies may be required by state law to give you a grace period for payments, property...

Homeowners Insurance Misconceptions

Homeowners Insurance can get a little tricky to understand. We seek to provide the very best information, and some of that come with understanding common Homeowners Insurance misconceptions. "More than two-thirds of consumers surveyed said they'd rather pay a higher premium than be told that a loss isn't covered,"   When you think of purchasing homeowners' coverage, you may need to think of the old saying,...

Could you save on Georgia home insurance by Installing CCTV Security?

  CCTV or closed circuit television was originally invented and used for observing places and items that were potentially unsafe for human contact. While CCTV systems have been used in home security for a long time now, recently there has been an increase in the quality along with a significant price reduction. This could be fantastic news for home owners because installing a CCTV may...

Homeowners Insurance Pitfalls: Day 3 - Do you Have Flood Insurance?

Learning that flood insurance is not part of a standard homeowners contract is a shocking revelation once your house is full of water. “So many people in John’s Creek, Roswell, Cumming, Sandy Springs, Duluth, and Alpharetta just assume that since they aren’t near a large body of water, that flood insurance isn’t necessary,” says Cindy Koegel, a Gillman Insurance Problem Solver. "This is a huge...