Do I Need To Offer My Employees Dental & Vision Plans?
Posted: August 28, 2020
Do I Need To Offer My Employees Dental & Vision Plans?Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must provide health insurance or pay a hefty penalty to the IRS. Smaller companies that are not required to provide health insurance to their employees can benefit from the Small Employer Health Care Tax Credit under ACA, provided they pay at least half of their employees’ health insurance premiums. But what about...
Young People Most Affected By Lack of People Connection Amid Pandemic
Posted: August 26, 2020
Young People Most Affected By Lack of People Connection Amid PandemicInfo provided by: Insurance Journal The coronavirus pandemic has taken its toll, particularly on younger employees. Gen Z employees – those born starting in 1995 – were three times more likely than all other employees since the pandemic started to have sought professional help for stress, burnout or other mental health reasons, according to a new MetLife report. Millennials have also been hard hit. It...
What Makes Restaurant Insurance Different From Other Business Insurance?
Posted: August 19, 2020
What Makes Restaurant Insurance Different From Other Business Insurance?No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....
The Most Expensive Moving Violations That Affect Your Auto Insurance Rate
Posted: August 18, 2020
The Most Expensive Moving Violations That Affect Your Auto Insurance RateDrive safe out there! DUI - 93% increase in insurance premium. Reckless driving - 82% increase. Speeding - 30% increase for 31+ mph over the limit Careless driving - 27% increase. Failure to stop - 19% increase. Failure to yield to pedestrians - 19% increase. Driving in a carpool lane - 18% increase. Here at Gillman Insurance Problem Solvers, we specialize in small business insurance...
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
Am I Required To Have Homeowners Insurance?There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
