Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
When Do My Kids Need Their Own Car Insurance Policy?Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
What Happens If I Stop Adding To My 401(k)?
Posted: December 28, 2019
What Happens If I Stop Adding To My 401(k)?If you have a 401(k) account through your employer, it is never a good idea to stop contributing to it, even temporarily, if you can possibly avoid it. If you are experiencing a financial crisis of some sort, the solution is not to stop adding to your 401(k). The following are some important reasons to continue contributing to your 401(k), even in times of financial...
Understanding Kidnap & Ransom Insurance
Posted: December 19, 2019
Understanding Kidnap & Ransom InsuranceKidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...
Will My Homeowners Insurance Cover Damage To My Yard?
Posted: December 16, 2019
Will My Homeowners Insurance Cover Damage To My Yard?Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...
