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Do I Need Business Insurance Coverage If I Am A Freelancer?

If you are a freelancer, you may think your business is too small to need insurance. The fact is that a business of any size can benefit from protection against mishaps. Our knowledgeable agency can help you design a business insurance package that provides the coverage you need at the best available rates. Why Freelancers Need Business Insurance If you are an independent contractor, or...

Gillman Insurance Awarded as a Hartford Stag One Agency!

Alpharetta, GA, March 15th, 2019 Gillman Insurance Problem Solvers has been designated as a Hartford Stag One Partner, making us just one of 2% of ALL HARTFORD agencies in the US designated a Stag One Agency. Ed Gillman accepting the award from Paula Hardy, The Hartford "This is a very BIG honor and a tribute to the diligence and hard work of our commercial lines...

THE CHALKBOARD: ROADWAY ROLLERCOASTER

The chalkboard recently did a piece on the "highs and lows of Commercial Auto's combined ratio". Here's what they discovered... 118.1 ---> The soft market of the 1990s that persisted into the early 2000s saw combined ratios well over 100 for Commercial Auto, Rising As High As 118.1 In 1999. 92.1 ---> In the hard market that followed, tighter underwriting led to a sharp drop in the Commercial Auto...

7 Challenges Successful People Overcome

Everyone wants to be successful, but what is it exactly that separates successful people from everyone else? There are many factors that make the distinction, but there are a few that stand out. A big characteristic of successful people is that they see problems as obstacles to overcome, not walls they can't get past. They are optimists who strive to be better and put the effort in to...

Who Needs Hired and Non-Owned Auto Insurance?

What is Non-Owned and Hired Auto insurance? As is implied by its name, it covers bodily injury and property damage caused by a vehicle you hire or caused by non-owned vehicles. Hired vehicles refer to vehicles you rent or hire and non-owned vehicles refer to vehicles owned by others, including employees. This insurance is a very good option for business owners because they almost always...