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Uber Launches New Insurance System

Posted: August 14, 2015

Uber has become a very popular way to get from place A to place B in recent times. Its simplicity and convenience make it very appealing to many people. However, one issue that is commonly brought up is on the topic of insurance. The problem is that many drivers are underinsured, and their personal coverage does not continue when they are on the clock. A new...

What is a MOD and How Does It Impact Workers Comp Premium?

Posted: August 4, 2015

Workers comp premiums are partially determined by the MOD rate of the company. An average MOD rate is 1.0 and anything less means the company is paying under and anything more means the company is paying over. For example, if a company has a MOD rate of .7 then they are paying 30% less than the industry rate. If a company has a MOD rate...

Atlanta's Rental Market Soars

Posted: July 29, 2015

Atlanta has always had high, but reasonable rents. The new Flats at Ponce City Market has rents starting at $1225 and up to $3395. Even though to a New Yorker this seems very reasonable for the amenities provided, Atlantans see this as a huge increase. Even the "affordable" units are not significantly lower. Unfortunately, this trend is not going to turn and start going the opposite...

4 Ways to Double Your Productivity at Work

Posted: July 15, 2015

A lot of people find themselves struggling to get enough work done during the day. 75% of the time during the work day there are actually no interruptions or distractions. This YouTube video lays out four ways you can increase your productivity causing you to be more successful. The four steps involve taking chunks of time and making the most of them. Here are the...

Independent Insurance Agency vs. Direct Writer

Posted: June 29, 2015

Most people have heard the terms "Independent Insurance Agency" and "Direct Writer," but few people actually know what they mean. There are multiple big differences in the two ways of buying insurance that could affect which one you choose. Put simply, a direct writer sells only their companies products directly to you. An independent agent has access to multiple carriers from which they can sell...