What Happens To My 401(k) After My Death?
Posted: July 28, 2020
What Happens To My 401(k) After My Death?For many Americans, a 401(k) is the foundation of their retirement planning. The goal is to set aside sufficient tax-deferred dollars (ideally, with matching employer contributions) to see you through from the date of retirement to the date of your death. But what happens if you die before you have a chance to spend your 401(k) funds? You certainly can’t take it with you when...
NEW GRANT PROGRAM: Supporting Small Businesses in the Next Phase of Reopening
Posted: July 23, 2020
NEW GRANT PROGRAM: Supporting Small Businesses in the Next Phase of ReopeningSupporting Small Businesses in the Next Phase of Reopening As the economy continues to deal with the effects of COVID-19, we are committed to supporting small businesses as they work to reopen safely. In partnership with The Hartford, we have created a grant program to support brick-and-mortar businesses in commercial districts as they enter the next phases of reopening across the country. The HartBeat of...
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?
Posted: July 19, 2020
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...
COVID-19 caused 48% of Americans to cancel summer travel
Posted: July 16, 2020
COVID-19 caused 48%% of Americans to cancel summer travelA new survey from ValuePenguin also reveals that U.S. consumers lost an average of $854 in nonrefundable travel costs. [Article from Property Casualty 360] Summertime blues has taken on new meaning in 2020. The coronavirus has continued to impact lives and businesses around the globe. As we enter the summer months, many would-be travelers also are reeling canceled vacations. According to a ValuePenguin survey of...
Planning Your Driving Route For Maximum Efficiency
Posted: July 16, 2020
Planning Your Driving Route For Maximum EfficiencyWhether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...
