Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Feeling T-Boned by Your Current Auto Insurance Carrier? If Your Rates are Climbing Sky-High, It Might Be Time to Explore Your Options
Posted: August 31, 2022
Feeling T-Boned by Your Current Auto Insurance Carrier? If Your Rates are Climbing Sky-High, It Might Be Time to Explore Your OptionsGillman Insurance Problem Solvers, like many Allstate® Insurance clients, was happy to read that Georgia Insurance Commissioner, John King, was going public with his frustration over the national carrier’s 25% increase in insurance rates throughout the Peach State. In a consumer alert issued on the Office of The Commissioner of Insurance and Safety Fire on August 16, King stated, ““I am angry and disappointed that...
How HRAs Offset Premiums & Deductibles For Group Plans
Posted: August 28, 2022
How HRAs Offset Premiums & Deductibles For Group PlansA health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...
How Small Businesses Can Avoid Insurance Mistakes
Posted: August 19, 2022
How Small Businesses Can Avoid Insurance MistakesIt takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
What All Can You Use An HSA For?
Posted: August 16, 2022
What All Can You Use An HSA For?Health savings accounts (HSAs) have become extremely popular in the past decade. According to key findings of a Devenir Research study, HSA accounts exceeded 25 million in a recent year, holding $53.8 billion in assets. HSAs are popular with employees enrolled in Qualified High Deductible Health Plans (HDHPs) because they allow them to pay for out-of-pocket healthcare expenses for themselves and their families with tax-free...
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 16, 2022
Does Your Auto Insurance Cover Air Conditioning?Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...
