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Personal Data Privacy - Protect Yourself

PERSONAL DATA PRIVACY/CYBER LIABILITY  Technology has become so ubiquitous, it is hard to live without it.  It comes with  huge advantages, but also risks – and insurance companies are starting to recognize the need to protect our customers in the face of cyber threats. Today we have the ability to shop, stream movies and music, manage our bank accounts and even send and receive money through various...

Directors & Officers Liability Insurance Vs. Errors & Omissions Liability Insurance

No matter the type or size of your business, it is important to have adequate insurance coverage to protect you from liability. For protection from claims of malpractice or improperly performed services, you need errors and omission liability insurance. But this type of policy won’t cover you for every eventuality. To fill in the gaps, you may also need a directors and officers liability insurance...

Homeowners Insurance For Tiny Homes

The trend toward tiny homes has become a social movement in recent years. Many people are choosing to live with less, simplify the way they live, and downsize the space they live in. Individuals, couples, and families all over America are embracing the philosophy that goes along with the tiny home lifestyle. But even a tiny home is an investment that needs to be protected...

GOOD NEWS: Auto Insurance Companies are Issuing Credits!

We are proud and pleased to announce that the following insurance companies (we represent), have implemented a Personal Auto Customer Relief Refund due to COVID-19. Because the pandemic has caused financial hardships for many, accompanied with fewer drivers on the road, (which means fewer accidents) our companies have responded accordingly. Below is what we know at this time, from our participating companies. AUTO OWNERS CUSTOMERS:...

Will My HSA Expire If I Stop Contributing To It?

A health savings account (HSA) is designed to stay with you for life, but you could lose it if you don’t use it. The following is information you may not know about your HSA, including how to keep it if you have stopped using it. What Is An HSA? HSAs were created to make medical expenses more affordable. They allow people with high-deductible health plans...